Chapter 11 Archives - Michael Moody Law

What Is a Bankruptcy Trustee?

Posted by Michael Moody | Bankruptcy, Business Finance, Chapter 11, Chapter 7, Debt Relief, Small Business Bankruptcy

One of the most important people you may encounter is the bankruptcy trustee. But what exactly does a bankruptcy trustee do? Does the trustee work for you? Do they work for your creditors? Are they the same person as the bankruptcy judge?

Florida’s Bankruptcy Filings Are Surging

Posted by Michael Moody | Bankruptcy, Business Litigation, Chapter 11, Small Business Bankruptcy

Michael H. Moody Law, P.A. represents large, small and mid-sized business owners across North Florida in Chapter 11 and Subchapter V cases. The firm’s practice covers Tallahassee, Jacksonville, Gainesville, Pensacola, Panama City, and surrounding areas. With experience at Greenberg Traurig and Berger Singerman and a focused practice built on personal attention and practical strategy, the firm helps business owners evaluate their options and, when a filing is the right path, navigate the restructuring process with a clear plan.

Before You Sign That MCA Agreement, There’s Something You Need to Know

Posted by Michael Moody | Bankruptcy, Business Finance, Chapter 11, Debt Relief, Small Business Bankruptcy

Merchant Cash Advances promise fast cash, but the daily repayment structure can drain your business dry. Before you sign an MCA agreement, learn how stacking advances, triple-digit interest rates, and confessions of judgment create a devastating domino effect and why Chapter 11 bankruptcy may actually be the cheaper, smarter path to saving your business.

Who is a Bankruptcy Judge?

Posted by Michael Moody | Bankruptcy, Chapter 11, Chapter 13, Chapter 7, Debt Relief, Small Business Bankruptcy

Who is the bankruptcy judge, and what do they do in your case? From confirming reorganization plans to ruling on disputes, they play a central role.

What is Bankruptcy Estate?

Posted by Marlo | Bankruptcy, Chapter 11, Chapter 7

When you file for bankruptcy in Florida, one of the first things that will happen is the creation of the bankruptcy estate. This is not a physical place it is a legal concept that plays a central role in every bankruptcy case.

What is the Automatic Stay in Bankruptcy

Posted by Michael Moody | Bankruptcy, Business Litigation, Chapter 11, Chapter 13, Chapter 7, Debt Relief, Small Business Bankruptcy

The automatic stay stops creditor collection actions the moment you file bankruptcy. Learn what it covers, its limits, and penalties for violations under Florida and federal law.

What Is an Adversary Proceeding in Bankruptcy?

Posted by Michael Moody | Bankruptcy, Business Finance, Chapter 11, Chapter 13, Chapter 7, Debt Relief, Small Business Bankruptcy

If you are navigating a bankruptcy case in Florida, you may hear your attorney reference an "adversary proceeding." The term sounds intimidating but understanding what it means and how it works can help you feel more prepared and in control of your case.

Chapter 11 Subchapter V for Small Businesses in Jacksonville, Florida

Posted by Michael Moody | Bankruptcy, Chapter 11, Small Business Bankruptcy

Jacksonville small business owners facing financial distress have a powerful option most don't know about. Subchapter V of Chapter 11 offers a faster, less expensive path to restructure debt while keeping your business running without handing control to a trustee or paying creditors in full before retaining ownership.

Florida Service Areas

Posted by Michael Moody | Bankruptcy, Business Litigation, Chapter 11, Chapter 13, Chapter 7, News/Media

Michael H. Moody Law, P.A. is a Florida bankruptcy and business litigation firm based in Tallahassee, with an active practice running from the western Panhandle through the Big Bend and down into North Central Florida and the First Coast. Here is an overview of where the firm practices — Tallahassee and the Big Bend (including Wakulla and Jefferson counties), Pensacola, Panama City, Gainesville, and Jacksonville — and what representation looks like in each market.

Subchapter V for Small Businesses in Pensacola

Posted by Michael Moody | Bankruptcy, Chapter 11

For Pensacola small businesses with debts under the $3,424,000 statutory cap, Subchapter V of Chapter 11 offers a faster, cheaper path to reorganize — without the cost of a traditional Chapter 11 or the loss of control that comes with liquidation. This guide walks through who qualifies, how a case actually unfolds, and the specific patterns that show up in Escambia and Santa Rosa County businesses.

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