Florida Asset Protection Attorney

Protecting what you have built requires planning before a threat appears. Michael H. Moody Law helps Florida individuals, families, and businesses structure their assets to withstand lawsuits, creditor claims, judgments, and business failures — using Florida’s uniquely strong statutory protections alongside carefully drafted entities, trusts, and ownership structures.

Michael H. Moody spent seven years at Greenberg Traurig and four years at Berger Singerman before founding the firm. That background — handling complex collections, cross-border litigation, and business reorganizations for institutional clients — shapes every asset protection plan the firm designs. The best defense is built by someone who has spent years on the other side of the table.

Asset Protection for High-Net-Worth Individuals and Professionals

Physicians, dentists, attorneys, business owners, and real estate investors face a higher baseline risk of litigation and judgment exposure than most. Florida law offers some of the most powerful asset protection tools in the country for residents who plan proactively. A well-designed plan typically combines several of the following:

• Florida homestead exemption — unlimited in value under Article X, Section 4 of the Florida Constitution, subject to acreage and residency rules
• Tenancy by the entireties — property titled jointly between spouses is generally protected from the individual creditors of either spouse
• Qualified retirement accounts and annuities — protected under Fla. Stat. §222.21 and §222.14
• Wage protection for heads of household — Fla. Stat. §222.11
• Life insurance cash value — Fla. Stat. §222.14
• Charging order protection for LLCs — Fla. Stat. §605.0503

Asset Protection for Business Owners Facing Creditor Pressure

When lawsuits or creditor threats are already on the horizon, timing and fraudulent-transfer exposure become central. Florida’s Uniform Voidable Transactions Act (Fla. Stat. Ch. 726) allows creditors to unwind transfers made with intent to hinder, delay, or defraud — which is why defensive planning after a claim has arisen is far more limited than proactive planning. Michael H. Moody Law’s background in bankruptcy and complex collections means every strategy is stress-tested against how an adversary would actually attack it in court.

In many situations, combining asset protection planning with a properly timed bankruptcy — Chapter 7, Chapter 11, or Subchapter V — produces a dramatically better outcome than either approach alone. The firm handles both sides of that equation under one roof.

Asset Protection and Estate Planning Together

Asset protection and estate planning are most powerful when they work together. Revocable trusts, irrevocable trusts, family limited partnerships, and LLCs can be structured to protect assets during life and transfer them efficiently at death. Michael H. Moody Law builds integrated plans covering wills, revocable living trusts, durable powers of attorney, health care directives, and — where appropriate — asset protection trusts and entity structures designed to hold family wealth across generations.

Tools the Firm Uses

• Florida LLCs and multi-member LLC structures
• Family limited partnerships
• Revocable and irrevocable trusts
• Domestic asset protection trusts, where jurisdictionally appropriate
• Homestead planning and Florida residency structuring
• Retirement account and annuity optimization
• Titling strategies including tenancy by the entireties
• Business succession agreements and buy-sell planning
• Integrated bankruptcy and reorganization strategy when creditor pressure is present

Direct Attorney Access

Every asset protection engagement at Michael H. Moody Law is handled directly by Michael H. Moody. Call (850) 739-6970 or use the contact form to schedule a confidential consultation in Tallahassee or by video conference anywhere in Florida.

Related Practice Areas

Asset protection is most effective when implemented well before creditors appear and when it is integrated with estate planning. Clients already facing a judgment, lawsuit, or insolvency should also evaluate Chapter 7, Chapter 13, Chapter 11, or Subchapter V bankruptcy options, and business owners should coordinate with business bankruptcy and commercial litigation strategy.